Contractors Pollution Liability (CPL) Insurance Progam
DEFENSE COSTS Environmental liabilities are relatively new and very litigious. Even if you do nothing wrong you can still get named in a suit and have to expense defense costs i.e. legal fees, environmental investigations.
CLAIM MANAGEMENT All ABC/WMC CPL pollution policies come with specialists to assist you in handling a claim. Who is in charge of communications, public relations, emergency response, government compliance, financial management, third party claims, natural resource damages....?
THIRD PARTY LITIGATION The majority of the time the cost to clean up the environmental problem/s is far less than the associated claims that come in from third parties for bodily injury, property damage and business interruption. You need to look at your client’s and neighbors that can be impacted if you or a sub-contractor/vendor cause an environmental loss.
The Associated Builders & Contractors CPL Insurance program protects ABC Western Michigan participating members while operating away from premises they own, rent, lease or occupy, should they cause or exacerbate an environmental condition from covered operations performed by or on their behalf.
Environmental Exposures Impacting ABC/WMC Members
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- Storm water runoff
- Spills from raw materials on job sites
- Vapor intrusion
- Natural resource damages
- Impacting utilities
- Blending, transporting & use of asphalt, cement, etc.
- Releases from equipment stored a job sites
- Sick building syndrome
- Use of landscaping chemicals
- Language barrier